KERVALT / FINANCIAL SERVICES
Know where risk hides in your portfolio
Kervalt maps contracts, ownership structures, covenants, and regulatory obligations across your entire portfolio. Built in Europe so client data, exposure data, and proprietary models stay under your control.
01 / PROBLEM
From fragmented review to total portfolio clarity
Manual review misses cross-document obligations. Kervalt surfaces them with source-level proof.
BEFORE
Analysts scan thousands of agreements with keyword tools and manual checklists. Cross-default clauses, change-of-control triggers, covenant waivers, and maturity dates hide in separate folders. Regulators demand KYC, AML, and audit trails that basic AI cannot provide.
AFTER
Kervalt surfaces every related clause, entity, exposure, and financial threshold in a single question. Reviews complete up to 70% faster. Every answer links to the exact contract page, record, and relationship for defensible audit trails and regulatory reporting.
| What you need | Basic AI search | Kervalt |
|---|---|---|
| Find meaning in text | Matches keywords and surface phrases | Understands intent and context across agreements |
| Map relationships | Cannot see links across documents | Traces borrower, guarantor, subsidiary, and collateral connections across files |
| Check numbers and dates | Guesses on thresholds and deadlines | Applies exact logic to rates, ratios, covenants, and maturity dates |
| Data jurisdiction | Routes through non-EU cloud services | Runs on EU servers, safe from foreign data requests |
02 / HOW KERVALT HELPS
Three ways Kervalt supports risk and compliance teams
Each capability handles a part of financial work where accuracy and speed matter most.
FIND
Catch the intent behind every contract, pleading, and procedure
What it does: Reads meaning across agreements and regulatory filings, not just exact words.
What you get: Extracts representations, warranties, covenants, and nuanced covenant language with context.
Why it matters: Speeds up credit, compliance, and AML review without missing hidden obligations.
CONNECT
Map default, collateral, and ownership chains
What it does: Traces relationships across documents and data sets so hidden links become visible.
What you get: Connects borrowers, guarantors, subsidiaries, and cross-collateral across documents.
Why it matters: Surfaces hidden concentration risk, covenant breaches, and cross-default exposure in seconds.
VERIFY
Get financial terms exactly right
What it does: Checks structured facts like dates, thresholds, and ratios with exact logic.
What you get: Filters maturity dates, interest rates, covenant thresholds, and impairment triggers without rounding errors.
Why it matters: Avoids numerical mistakes that drive wrong-way risk, impairment, and regulatory findings.
03 / USE CASES
Use cases across risk, compliance, and research
Specific problems, what happens if they go unresolved, and how Kervalt fixes them.
RISK MODELING
A missed cross-default triggers a portfolio loss
Problem: Risk models rely on manually curated inputs that miss linked obligations, collateral pools, and cross-default triggers across subsidiaries.
Agitate: One uncaught cross-default can cascade through a portfolio, turning a single-name event into a multi-million-euro impairment or write-down.
Solve: Kervalt traces ownership, collateral, and obligation chains in under 60 seconds, validates covenants and financial thresholds, and cites the exact source for every finding.
FRAUD DETECTION
Synthetic identities hide in plain text
Problem: Fraud and AML signals are scattered across KYC documents, transaction logs, SARs, and internal notes.
Agitate: Without connected context, investigators waste cycles chasing false positives while real networks, shell entities, and layering schemes evade detection.
Solve: Kervalt reads narrative inconsistencies, maps entity relationships and beneficial ownership, and anchors findings to verified timestamps, KYC records, and account metadata.
ALGO-RESEARCH
Quant research notes never make it to production
Problem: Quant teams generate insights in notebooks that sit disconnected from live market data, risk limits, and compliance checks.
Agitate: Valuable signals decay before they are validated, reviewed, and deployed in a governed pipeline.
Solve: Kervalt moves experiments from notebook to production with full reproducibility, data lineage, model validation, and audit-ready documentation.
REGULATORY REPORTING
Regulators demand provenance, not promises
Problem: Regulatory report generation depends on black-box outputs that cannot be traced to source systems, risk models, or calculation engines.
Agitate: A single unverifiable figure can trigger a finding, a fine, or a remedial audit.
Solve: Every reported value links back to its origin. Kervalt applies exact logic, validates ratios and covenants, and exposes calculation dependencies, so regulators can follow the trail.
04 / SOVEREIGNTY
Built for financial sovereignty
Client data, portfolio exposure, proprietary models, and regulatory evidence stay inside your perimeter.
PICTURE
A foreign court order reaches your AI provider. Sensitive portfolio positions, client data, and trading models become discoverable outside your legal control.
PROMISE
Your data stays in Europe. You hold the keys. No outside service can see or train on it.
PROVE
EU servers, ISO 42001 alignment, EU AI Act readiness, and legal professional secrecy compliance.
PUSH
Book a compliance briefing and receive a tailored data-sovereignty architecture review.
SOVEREIGNTY HIGHLIGHTS
- Compute and storage located entirely in Europe
- No leakage to outside AI services
- Customer-managed encryption keys
- Private cloud, on-premise, and air-gapped options
- Your data is never used to train public AI models
NEXT STEP
See Kervalt for financial services
Get a tailored walkthrough of risk modeling, AML and fraud detection, and regulatory reporting on European infrastructure you control.